Software For Merchant Cash Advance.
In MCA the whole business is turnaround time. A submission read and priced in twenty minutes closes deals that a submission read tomorrow does not.
Where the money goes.
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Statement review is the bottleneck
Three months of bank statements read by hand to work out deposits, negative days and existing positions.
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Leads arrive from everywhere
ISOs, forms, spreadsheets and inboxes, none of which agree on what a lead record looks like.
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Stacking is discovered late
Existing advances found after time has been spent rather than at intake.
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Renewals depend on memory
The book is the asset and nothing works it systematically.
The system that removes it.
- 01
Statement reading at intake
Deposits, negative days, average daily balance and existing positions extracted the moment the file lands.
- 02
One lead record from every source
ISO portals, forms and inboxes normalised into one pipeline with duplicates caught on arrival.
- 03
Offers priced to your box
Factor, term and holdback generated from your own rules, with approvals where you want a human.
- 04
A renewal engine on the book
Accounts surfaced at the percentage paid where they historically renew.
What that usually involves.
Questions people ask.
What comes up first when a merchant cash advance is deciding.
How fast can it read a submission?
Extraction on a three-month statement set runs in under a minute. The honest constraint is not speed, it is the review queue for anything the extraction is not confident about, which is where accuracy is protected.
Let’s Build What’s Next.
Bring the business problem. We’ll talk through what would make a difference and where to start.